Mortgage Advice

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Mandy Phillips of Vista Home Loans On How To Use TikTok To Grow Your Business | by Authority Magazine | Authority Magazine | Nov, 2022 | Medium
An Interview With Ben Ari

Mortgage marketing

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If you’re in the market for a new home, there is plenty you can do ahead of time to make the process go a little smoother. A major step in the home-buying process is securing your home loan with a lender. Here is a brief list of items your lender will likely ask for to determine how much buying power you will have. Getting these documents ready now will help to streamline the process!
Just because you have a fixed rate mortgage does not mean that your payment will not eventually go up. Unfortunately, property taxes and homeowners insurance can increase overtime and cause her payment to also increase. #mortgage #mortgagetips #mortgageadvice
The first step is to find the right real estate agent to help you market and price your home. You will work with your agent – who will study the sales of homes similar to yours – to set the right asking price. You should give your home a deep cleaning before listing it and reduce clutter by getting rid of extra furniture, décor and personal items. After discussion with your agent, you may consider investing in any minor repairs they recommend to maximize profits. If you are ready today, let’s...

Home Loans

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If you’re in the market for a new home, there is plenty you can do ahead of time to make the process go a little smoother. A major step in the home-buying process is securing your home loan with a lender. Here is a brief list of items your lender will likely ask for to determine how much buying power you will have. Getting these documents ready now will help to streamline the process!
If you’re in the market for a new home, there is plenty you can do ahead of time to make the process go a little smoother. A major step in the home-buying process is securing your home loan with a lender. Here is a brief list of items your lender will likely ask for to determine how much buying power you will have. Getting these documents ready now will help to streamline the process!
Just because you have a fixed rate mortgage does not mean that your payment will not eventually go up. Unfortunately, property taxes and homeowners insurance can increase overtime and cause her payment to also increase. #mortgage #mortgagetips #mortgageadvice
The first step is to find the right real estate agent to help you market and price your home. You will work with your agent – who will study the sales of homes similar to yours – to set the right asking price. You should give your home a deep cleaning before listing it and reduce clutter by getting rid of extra furniture, décor and personal items. After discussion with your agent, you may consider investing in any minor repairs they recommend to maximize profits. If you are ready today, let’s...
The first step is to find the right real estate agent to help you market and price your home. You will work with your agent – who will study the sales of homes similar to yours – to set the right asking price. You should give your home a deep cleaning before listing it and reduce clutter by getting rid of extra furniture, décor and personal items. After discussion with your agent, you may consider investing in any minor repairs they recommend to maximize profits. If you are ready today, let’s...
Why is your interest rate different than what is advertised online???? #mortgageinterestrates
Why is your interest rate different than what is advertised online???? #mortgageinterestrates #mortgagetips #mortgageadvice #mortgagemandy #interestrates #greenscreen
Character and charm, or fresh and modern...what is your style? Would you rather live in a historic neighborhood or a new development? When it comes to choosing your next home, what part of the style means the most to you? Let’s chat in the comments!
Character and charm, or fresh and modern...what is your style? Would you rather live in a historic neighborhood or a new development? When it comes to choosing your next home, what part of the style means the most to you? Let’s chat in the comments!
Did you know that closing costs can sometimes be higher than your downpayment??? Is a seller credit an option in your market? #closingcosts #sellercredit #mortgagetips #mortgagemandy #californiarealestate
Seriously. We don’t care how you spend your money…lenders care about where your money comes from, and do you have enough in your account to close escrow. #mortgagetips #mortgagemandy
Wondering what costs you will need to consider when becoming a homeowner? Here is a brief list of what to expect once you purchase a home. While you may have an idea of what your mortgage payments will look like, it is important to know what is included in that payment and what else you need to prepare for.
Wondering what costs you will need to consider when becoming a homeowner? Here is a brief list of what to expect once you purchase a home. While you may have an idea of what your mortgage payments will look like, it is important to know what is included in that payment and what else you need to prepare for.
When #Karen doesn’t want to pay #realestatecommission #narlawsuit #mortgage #mortgagemandy
A house title denotes ownership rights: It is the bundle of rights that dictates who has legal or equitable interest in the property. It also details the limitations on ownership. When you purchase a home, a title company conducts a title search to ensure that the seller is the sole owner of the home and no one else has any legal claim to or against the property.
A house title denotes ownership rights: It is the bundle of rights that dictates who has legal or equitable interest in the property. It also details the limitations on ownership. When you purchase a home, a title company conducts a title search to ensure that the seller is the sole owner of the home and no one else has any legal claim to or against the property.
When obtaining a mortgage, there are many people, behind-the-scenes… Not just your loan officer...
When obtaining a mortgage, there are many people, behind-the-scenes… Not just your loan officer and the underwriter… #mortgageadvice #mortgageprofessional #mortgageadvice #mortgagemandy
Mortgage Insurance - What is it? Why does it exist?
love it, or hate it, mortgage insurance is required on nearly all loans that are obtained with less than 20% down. ##mortgageinsurance##mortgagetips##mortgageadvice##mortgagemandy##conventionalloan##fhaloan##usdaloan##valoan
Are you considering stepping into the world of homeownership? Before you start browsing the internet for available homes in your area, ask yourself these questions! This will help give you the best starting point and help you get into the home of your dreams that much faster. Once you’ve done that, we are here to help!
Are you considering stepping into the world of homeownership? Before you start browsing the internet for available homes in your area, ask yourself these questions! This will help give you the best starting point and help you get into the home of your dreams that much faster. Once you’ve done that, we are here to help!
Contract contingencies are quite common in real estate transactions and are put in place to allow prospective homeowners to cancel a contract without penalty. Contingencies reduce risks for buyers, and what is allowable varies from state to state. However, many contingencies are common to every state.
Contract contingencies are quite common in real estate transactions and are put in place to allow prospective homeowners to cancel a contract without penalty. Contingencies reduce risks for buyers, and what is allowable varies from state to state. However, many contingencies are common to every state.
How bank statement loans work #bankstatementloan #mortgage #mortgagetips #selfemployed
How bank statement loans work #bankstatementloan #mortgage #mortgagetips #selfemployed
I’m proud of you 🥹
When interest rates increase, it’s not good for banks & lenders
When interest rates increase, it’s not good for banks & lenders. Thousands of bank employees and lenders have been laid off due to higher interest rates…and 5 banks collapsed completely this year 😬
How to buy a house 🏡 #howtobuyahouse #howtobuyahome #mortgagetips #mortgageadvice #loanofficer
How to buy a house 🏡 #howtobuyahouse #howtobuyahome #mortgagetips #mortgageadvice #loanofficer #firsttimehomebuyer #mortgagemandy #greenscreen
Mortgage rates are constantly changing, but do you know what dropping rates could mean for you? Whether you are looking to buy or looking to sell, a drop in interest rates can impact what the market will look like for you. Here are some ways the market is impacted!
Mortgage rates are constantly changing, but do you know what dropping rates could mean for you? Whether you are looking to buy or looking to sell, a drop in interest rates can impact what the market will look like for you. Here are some ways the market is impacted!
Worried about getting a mortgage if you work for yourself? If you’re self-employed, the loan approval process will be somewhat similar to that of a W-2 salaried applicant. You’ll need to provide certain documentation to verify your employment income and prove to the lender that you’re a creditworthy fit for a mortgage in general and a certain sum.
Worried about getting a mortgage if you work for yourself? If you’re self-employed, the loan approval process will be somewhat similar to that of a W-2 salaried applicant. You’ll need to provide certain documentation to verify your employment income and prove to the lender that you’re a creditworthy fit for a mortgage in general and a certain sum.
How to use cash for your down payment when purchasing a home #mortgagetips #cash #downpayment
How to use cash for your down payment when purchasing a home #mortgagetips #cash #downpayment #mortgagemandy #howtobuyahome #firsttimehomebuyer #onthisday
Today’s home buyers want convenient house plan designs that help them stay organized, allow them to live comfortably through all stages in life, and keep utility costs low. More importantly, buyers are looking for homes that don’t require much work on their end. What are your top 2 must haves in a new home from this list?
Today’s home buyers want convenient house plan designs that help them stay organized, allow them to live comfortably through all stages in life, and keep utility costs low. More importantly, buyers are looking for homes that don’t require much work on their end. What are your top 2 must haves in a new home from this list?
Have you heard this phrase before? Marrying the house means that you should focus more on finding the right property rather than trying to time your purchase to get the lowest interest rate. You are not committed to your mortgage loan interest rate for life—as long as you can refinance it down the road. Don’t lose out on time building your equity waiting for a rate. If you’re ready to buy today, let’s chat!
Have you heard this phrase before? Marrying the house means that you should focus more on finding the right property rather than trying to time your purchase to get the lowest interest rate. You are not committed to your mortgage loan interest rate for life—as long as you can refinance it down the road. Don’t lose out on time building your equity waiting for a rate. If you’re ready to buy today, let’s chat!
How to buy a home in a new state #preapproved #firsttimehomebuyer #outofstate #movingoutofstate
How to buy a home in a new state #preapproved #firsttimehomebuyer #outofstate #movingoutofstate
Purchasing a home means coming up with a down payment AND closing costs…however, there may be creative ways to have your closing costs covered! #closingcosts #mortgage #mortgagetips #firsttimehomebuyer
We even have a program that allows you to buy with zero down, you do not have to be a first time, homebuyer, and you do not have to have perfect credit 😳😎 #downpaymentassistance #nomoneydown
You can change the cosmetics of a house, but you can’t change location. Don’t ignore a home you love in a neighborhood you have been dreaming about just because it requires a change of paint or other cosmetic updates. While we always want to find you a home that checks as many of your boxes as possible, it’s important to prioritize finding a home that you can adjust to fit your requirements. Real Estate Advice, Real Estate Investor, House Hunting, Finding A House, Paint Colors, Carpet, Finding Yourself, Layout
You can change the cosmetics of a house, but you can’t change location. Don’t ignore a home you love in a neighborhood you have been dreaming about just because it requires a change of paint or other cosmetic updates. While we always want to find you a home that checks as many of your boxes as possible, it’s important to prioritize finding a home that you can adjust to fit your requirements.
Lenders don't care about your total debt balance
Macias you might be surprised to learn that lenders don’t care about your overall debt balance. We only care about your minimum monthly payments. #debttoincomeratio #preapproval #mortgage #howtobuyahome #mortgageadvice #mortgagemandy