When autocomplete results are available use up and down arrows to review and enter to select. Touch device users, explore by touch or with swipe gestures.

Personal Finance

Collection by Not Quite an Adult

2.63k 
Pins
 • 
10.13k 
Followers

Some of Pinterest's best personal finance advice! On this board, you'll find all sorts of budgeting advice, money saving tips, retirement information, investing for beginners, and all sorts of stuff about getting out of debt! Stick around for a while and enjoy the wonderful personal finance content.

Not Quite an Adult

Financial Planning

117 Pins

Financial Freedom

435 Pins
If you could give yourself some of the best personal finance hacks in your early 20s, what would they be? Like a lot of young people, we made some regrettable financial mistakes. Most people in their 20s don’t really understand the value of money. If you have been putting off saving and investing, these are some of the best financial hacks I wish I knew in my 20s. Money Tips, Money Saving Tips, I Wish I Knew, Get Out Of Debt, Young People, Personal Finance, I Know, Mistakes, Budgeting
0:10

Best Personal Financial Hacks I Wish I Knew in My 20s

If you could give yourself some of the best personal finance hacks in your early 20s, what would they be? Like a lot of young people, we made some regrettable financial mistakes. Most people in their 20s don’t really understand the value of money. If you have been putting off saving and investing, these are some of the best financial hacks I wish I knew in my 20s.

It is possible for you to get out of debt when you’re broke and still be able to enjoy yourself a bit during the process.You can get out of debt when you’re broke, it is just going to take a few small changes that you can make over the next few weeks and start making progress towards being better financially. Let’s dig in to how to get out of debt when you’re broke, and start changing your life! Buy Textbooks, Debt Snowball, Make A Plan, Get Out Of Debt, Trying To Lose Weight, Debt Payoff, How To Get Money, Getting Out, Money Saving Tips

How to Get Out of Debt When You’re Broke

It is possible for you to get out of debt when you’re broke and still be able to enjoy yourself a bit during the process.You can get out of debt when you’re broke, it is just going to take a few small changes that you can make over the next few weeks and start making progress towards being better financially. Let’s dig in to how to get out of debt when you’re broke, and start changing your life!

Not having enough money to make it to the end of the month is one of the worst feelings I’ve ever experienced. A while back I wrote a blog post about what you should if you’re struggling to pay your bills and it really made me think about the kinds of habits that cause people to end up in that position in the first place. Create A Budget, Get Out Of Debt, Bad Feeling, Frugal Tips, Debt Payoff, Credit Score, Make More Money, Money Saving Tips, Personal Finance

23 Bad Money Habits That Are Keeping You Broke

Not having enough money to make it to the end of the month is one of the worst feelings I’ve ever experienced. A while back I wrote a blog post about what you should if you’re struggling to pay your bills and it really made me think about the kinds of habits that cause people to end up in that position in the first place.

You don’t make enough money, you can’t get a promotion, you have debt. These are all reasons you’re broke but may not be the actual root cause. It all stems down to our day to day behaviours and the things we do that can keep us in financial ruins and it’s important to focus our energy on changing these behaviours and getting rid of bad money habits. We Energies, Get Out Of Debt, Financial Success, Credit Score, Make More Money, Money Saving Tips, To Focus, Stems, Personal Finance

30 Reasons You're Still Broke

You don’t make enough money, you can’t get a promotion, you have debt. These are all reasons you’re broke but may not be the actual root cause. It all stems down to our day to day behaviours and the things we do that can keep us in financial ruins and it’s important to focus our energy on changing these behaviours and getting rid of bad money habits.

A lot of the time, our budgets fail because we are missing some crucial budgeting categories that we just seem to forget and these are the things that will help us keep a better budget and do better with our money long term! Cash Envelope System, Get Out Of Debt, Budget Planner, Best Budget, Budgeting Tips, Credit Score, Make More Money, Finance Tips, Money Saving Tips

10 Things You're Probably Forgetting to Budget For...

A lot of the time, our budgets fail because we are missing some crucial budgeting categories that we just seem to forget and these are the things that will help us keep a better budget and do better with our money long term!

When you wake up every day wondering how you’re going to pay your rent this month because you spent too much money on tacos, it can really take a toll on your mental health and cause a ton of financial stress.Thankfully, there are some simple changes you can make to help you figure out how to stop being broke so you can make financial progress and change your life. Financial Goals, Financial Stress, Being Broke, Try Your Best, Payday Loans, Get Out Of Debt, Frugal Living Tips, Make More Money, Money Saving Tips

How to Stop Being Broke

When you wake up every day wondering how you’re going to pay your rent this month because you spent too much money on tacos, it can really take a toll on your mental health and cause a ton of financial stress.Thankfully, there are some simple changes you can make to help you figure out how to stop being broke so you can make financial progress and change your life.

Your budget is going to stop you from constantly overspending and not doing the things you really want to do. You can really make a plan for your future and experience all of these benefits of budgeting! Sinking Funds, Budget Organization, Saving For Retirement, Get Out Of Debt, Future Goals, Budgeting Money, Starting Your Own Business, Make More Money, Money Saving Tips

12 Benefits of Budgeting Your Money

Your budget is going to stop you from constantly overspending and not doing the things you really want to do. You can really make a plan for your future and experience all of these benefits of budgeting!

I’m really glad that you stumbled upon this article, because it’s filled with seventeen habits of people who are great with money that you can start implementing into your life now so you can be amazing with money in the next few years. Travel Rewards, Get Out Of Debt, Financial Goals, Make More Money, Finance Tips, Money Saving Tips, Personal Finance, Frugal, Seventeen

17 Habits of People Who Are GREAT With Money

I’m really glad that you stumbled upon this article, because it’s filled with seventeen habits of people who are great with money that you can start implementing into your life now so you can be amazing with money in the next few years.

In this article, we are going to discuss the pros and cons of each as well as some important steps you need to take to change your finances in the mean time. Get Out Of Debt, Writing Advice, Debt Payoff, Credit Score, Make More Money, Money Saving Tips, Personal Finance, Budgeting, Investing

Should You Start Investing or Pay off Debt First?

In this article, we are going to discuss the pros and cons of each as well as some important steps you need to take to change your finances in the mean time.

Below you can find my unpopular findings, including 5 reasons why Ramsey and his approach might not be as advantageous for some of us. Fixed Rate Mortgage, Step Program, Get A Loan, Tough Love, Get Out Of Debt, Dave Ramsey, Baby Steps, Make More Money, Money Saving Tips

5 Reasons Why Dave Ramsey Sucks

Below you can find my unpopular findings, including 5 reasons why Ramsey and his approach might not be as advantageous for some of us.

Your debt is growing, but your income stays alarmingly small?You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse?You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair. I am here to help you get on the road to financial freedom by taking control of your debt even with a small income. Paying Off Student Loans, Budget Binder, Get Out Of Debt, Do You Really, Debt Payoff, Make More Money, Money Saving Tips, Personal Finance, Anxiety

How to Pay off Debt on a Small Income

Your debt is growing, but your income stays alarmingly small?You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse?You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair. I am here to help you get on the road to financial freedom by taking control of your debt even with a small income.

You realized that your monthly budget has not been working out for you as you had hoped?Or maybe you have never thought much about making a budget and need some guidance on how to start?And, of course, like so many of us you get paid bi-weekly, which can add some stress, anxiety and confusion to making sense of your financial matters.Do not worry, I am here for you with a step-by-step guide to get you started on taking control of your bill payments and budget concerns. Weekly Budget, Budget Binder, Monthly Budget, Calendar App, Bank Statement, Making A Budget, Get Out Of Debt, Head Start, Feeling Overwhelmed

How to Budget When You Get Paid Bi-Weekly

You realized that your monthly budget has not been working out for you as you had hoped?Or maybe you have never thought much about making a budget and need some guidance on how to start?And, of course, like so many of us you get paid bi-weekly, which can add some stress, anxiety and confusion to making sense of your financial matters.Do not worry, I am here for you with a step-by-step guide to get you started on taking control of your bill payments and budget concerns.

Have things not really gone according to plan and your debt has gotten a little out of control?You have decided to tackle your debt problem, but are not sure where to start?You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening yourself from the strains of financial stress.Read below for 11 tips to get started on your debt management. Make Side Money, Paying Off Student Loans, Good Credit Score, Financial Stress, Making A Budget, Get Out Of Debt, Debt Payoff, Money Matters, Money Saving Tips

How to Pay Down Debt When You Can't Pay The Bills

Have things not really gone according to plan and your debt has gotten a little out of control?You have decided to tackle your debt problem, but are not sure where to start?You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening yourself from the strains of financial stress.Read below for 11 tips to get started on your debt management.

Before we dig into the positives and negatives about buying your first home, please consider that you don’t need to go down a traditional life path if you don’t want to, you can buy a van and live in that if you want! Don’t feel pressure to buy a home if you don’t want that life.Also, if you’re saving for your home down payment, you can use this savings tracker to watch it grow! Buying Your First Home, Home Buying, Down Payment, Get Out Of Debt, Positive And Negative, Credit Score, Make More Money, Money Saving Tips, Personal Finance

Should You Be Buying Your First Home?

Before we dig into the positives and negatives about buying your first home, please consider that you don’t need to go down a traditional life path if you don’t want to, you can buy a van and live in that if you want! Don’t feel pressure to buy a home if you don’t want that life.Also, if you’re saving for your home down payment, you can use this savings tracker to watch it grow!

We’ve worked to provide a sort of library that included information in various budgeting methods to give you the knowledge you need to make informed decisions and decide what might work best for you. Below I will break down the method of the glass jar budgeting method in 5 easy steps. Money Jars, Budget Envelopes, Internet Providers, Budget Binder, Get Out Of Debt, Make More Money, Money Saving Tips, Glass Jars, Personal Finance

How to Budget with Glass Jars

We’ve worked to provide a sort of library that included information in various budgeting methods to give you the knowledge you need to make informed decisions and decide what might work best for you. Below I will break down the method of the glass jar budgeting method in 5 easy steps.

Living on a limited income can be challenging. You might feel like you cannot afford anything and you will be stuck pinching pennies and being miserable for the foreseeable future. Do not give up so quickly. Life is never as black and white as we fear.  There are plenty of options and choices we can make that can help us stay on budget without making us feel like we are living the life of a secluded nun (or monk). Below I have listed 15 ways to live frugally, but not punishingly. Best Money Saving Tips, Saving Money, Foreseeable Future, Monthly Expenses, Budget Binder, Get Out Of Debt, Frugal Tips, Nun, Credit Score

15 Easy Frugal Tips to Live on $1500 a Month

Living on a limited income can be challenging. You might feel like you cannot afford anything and you will be stuck pinching pennies and being miserable for the foreseeable future. Do not give up so quickly. Life is never as black and white as we fear. There are plenty of options and choices we can make that can help us stay on budget without making us feel like we are living the life of a secluded nun (or monk). Below I have listed 15 ways to live frugally, but not punishingly.