This is our money bulletin board. We are Dave Ramsey folks! We like his envelope system, but we found it too hard to carry them around all the time, so we decided to leave them at home and carry just the cash that we need for whatever outing we're on.
Hold-Punched cash envelope system for your planner - perfect for Dave-Ramsey style budgeting! If you're using a zero-based budget, this is a great system. She offers a lot of beautiful color choices that I totally love!
Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.
Envelope Budgeting . . . A Simple Way To Gain Control of Your Money